Privacy Policy

AJB Capital, LLC (“AJB Capital,” “we” or “us”) respects your (“you,” “your” or “User”) concerns about privacy. This Privacy Policy applies to personal information we obtain about individuals (other than AJB Capital personnel), including on ajbcap.com and other AJB Capital-owned Websites (collectively, “Website”). In our Privacy Policy, we describe the types of personal information we obtain, how we may use the information and the purposes for which we may use it, with whom we may share it and the choices available to you. We also describe the measures we take to safeguard the information and tell you how to contact us about our privacy practices. 

Information we obtain 

AJB Capital may obtain personal information about you in various ways, such as through our Website. The types of information we obtain include: 

• Contact information, such as your name, postal address, email address, and telephone number; 
• Username and password to access AJB Capital products and services online; and 
• Other personal information you voluntarily provide to us, such as your preferences or data provided through online forms. 

When you use our Website or view our emails, AJB Capital will, itself or through a third party vendor, automatically collect technical and usage data pertaining to your device and/or Internet connection. Such data includes the number and frequency of your visits to the Website, information regarding Websites accessed immediately before and after your visit to the Website, information about the content you viewed, your Internet browser type, your preferences on the Website, your IP address, and your device characteristics. We use this data to (1) remember your information so you will not have to re-enter it; (2) track and understand how you use and interact with the Website; (3) personalize your visit to the Website; (4) measure the usability of the Website and the effectiveness of our communications; and (5) otherwise manage and enhance the Website. This technical and usage data is obtained using cookies, web beacons, web server logs, and other similar technologies. Cookies are small text files that Websites send to your computer or other Internet-connected device to identify your browser and to store information or settings in the browser. A “web beacon,” also known as an Internet tag, pixel tag or clear GIF, links web pages to web servers and their cookies and may be used to transmit information collected through cookies back to a web server. Your browser may tell you how to be notified when you receive certain types of cookies or how to restrict or disable certain types of cookies. Please note, however, that without cookies you may not be able to use all of the features of our Website. For mobile devices, you can manage how your device and browser share certain device data by adjusting the privacy and security settings on your mobile device or browsers. 

We may combine information we collect from you with information we receive from third parties and use it for the purposes described in this Privacy Policy. We also may use information we obtain about you in other ways for which we provide specific notice at the time of collection. 

How we use the information we obtain 

We may use the information we obtain about you to: 

• Provide our products and services; 
• Communicate with you (and, where required by applicable law, we will obtain your explicit consent to do so); 
• Establish and manage our business relationships; 
• Personalize your experience with us, including on our Website; 
• Perform analytics (including market research, trend analysis, financial analysis, and anonymization of personal information); 
• Operate, evaluate, develop, manage and improve our business (including operating, administering, analyzing and improving our Website, products and services; developing new products and services; managing and evaluating the effectiveness of our communications; and performing other internal functions); 
• Maintain and enhance the safety and security of our Website, products, and services, and prevent misuse; 
• Protect against, identify and prevent fraud and other criminal activity, claims, and other liabilities; and 
• Comply with and enforce applicable legal requirements, relevant industry standards, and policies. 

In compliance with relevant law, we may retain information as needed or appropriate to serve our legitimate business purposes or as required by law. 

Third-party analytics services 

We use third-party web analytics services on our Website, such as those of Google Analytics. The analytics providers that administer these services use technologies such as cookies, web server logs, and web beacons to help us analyze how visitors use the Website. The information collected through these means (including IP addresses) is disclosed to these analytics providers, who use data to evaluate use of the Website. 

Online tracking and interest-based advertising 

Our Website is not designed to respond to “do not track” signals received from browsers. 

Disclosures of information 

We do not share personal information about you except as described in this Privacy Policy. We share your personal information with our affiliates for the purposes identified in this Privacy Policy. We also share your personal information with agents and service providers. We do not authorize these agents or service providers to retain, use or disclose the personal information except as necessary to perform services on our behalf or comply with legal requirements. 

We also may disclose personal information about you (1) if we are required to do so by law or legal process (such as a court order or subpoena); (2) in response to requests by government agencies, such as law enforcement authorities; (3) to establish, exercise or defend our legal rights; (4) when we believe disclosure is necessary or appropriate to prevent physical or other harm or financial loss; (5) in connection with an investigation of suspected or actual illegal activity; or (6) otherwise with your consent. 

We reserve the right to share or transfer any personal information we have about you in connection with a prospective or actual sale, merger, transfer or other reorganization of all or parts of our business (including in the event of a divestiture, restructuring, reorganization, dissolution, or liquidation). 

Your choices 

To opt out of receiving direct marketing communications, such as commercial emails, or to unsubscribe from our services, please contact us at privacy@ajbcap.com. 

Security 

AJB Capital maintains administrative, technical, and physical safeguards designed to protect personal information from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. 

Other online services and third-party features 

For your convenience and information, our Website may include third-party features such as apps, tools, widgets, and plug-ins. These online services and third-party features may operate independently of AJB Capital. The privacy practices of these third parties, including details on the information they may collect about you, is subject to their own privacy policies or notices, which we strongly suggest you review. 

We are not responsible for the content of any online services that are not affiliated with AJB Capital, any use of those services, or the privacy practices of those services. 

The providers of third-party apps, tools, and plug-ins on our Website also may use automated means to collect information regarding your interactions with these features. These third parties may collect information about your online activities over time and across third-party Websites. This information is collected directly by the providers of the features and is subject to the privacy policies or notices of these providers. To the extent permitted by applicable law, we are not responsible for these providers’ information practices. 

Updates to this Privacy Policy 

This Privacy Policy may be updated periodically and without prior notice to you to reflect changes in our information practices and applicable law. We suggest that you periodically review the Privacy Policy for amendments. 

How to contact us 

If you have any questions about this Privacy Policy, please contact us at privacy@ajbcap.com.